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The rates listed below
are to be reviewed as a guide only.
Call us today for
your best rate! ! !
618-650-3760 |
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LOAN TYPE
Listed
rates effective
07/11/2008 |
APR* |
Approximate
Monthly Payment
(Per $1000 Borrowed)
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| New
Auto, Truck, Van
2009
& 2008 Models
(.25%
discount with automatic payments or payroll
deduction) |
Rates
as low as** |
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36
Months, 100% Financing |
4.9% |
$29.86 |
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48 Months, 100%
Financing |
4.9% |
$23.04 |
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60 Months, 100%
Financing |
4.9% |
$18.88 |
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72 Months, 100%
Financing |
5.9% |
$16.58 |
| Used
Auto, Truck, Van |
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'07
'06 '05 Models, 60 Months |
5.25% |
$18.99 |
| '04
'03' Models, 48 Months |
6.00% |
$23.49 |
| Older
Model Auto, Truck, Van |
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'02 '01 '00 Models, 48 Months |
8.00% |
$24.42 |
| New
Boat, Motorcycle, RV, Trailer, ATV or Personal
Watercraft |
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| 36
Months |
6.50% |
$30.66 |
| 48
Months |
6.75% |
$23.84 |
| 60
Months |
6.75% |
$19.69 |
| 72
Months |
7.50% |
$17.30 |
| Used
Boat, Motorcycle, RV, Trailer, ATV or Personal
Watercraft |
7.00% |
$19.81 |
| Mortgage
Rates |
Rate
Index |
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| Home Equity
Line of Credit |
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Variable
Rate - Quarterly |
7.00% |
Stated APR
Effective
07/01/08 through 09/30/08 |
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Home Equity Loan
Fixed Rate |
as low as
6.00%
6.50%
6.75% |
5 years
10 years
15 years |
| Mobile Home |
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84 Months |
5.75% |
$14.50 |
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120 Months |
6.75% |
$11.49 |
| Signature |
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$500
-1500/24
Months |
9.75% |
$46.02 |
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$1501-3000/36
Months |
9.75% |
$32.14 |
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$3001-5000/48
Months |
9.75% |
$25.24 |
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$5001+
/60
Months |
9.75% |
$21.12 |
| Line Of Credit |
10.25% |
$3/
Month Per $100 Borrowed |
| Collateralized Loans
Maximum of 60 Months
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10.25% |
$21.38 |
| Share Secured
Maximum of 60 Months***
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7.00% |
$19.81 |
| Certificate Secured
Maximum of 60 Months***
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6.50% |
$19.57 |
| Overdraft
Protection |
13.00% |
Balance
< $500 Monthly Payment=$20 |
| Balance
> $500 Monthly Payment =$40 |
| Visa Platinum |
9.90%**** |
see
Credit Disclosure
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| Visa Classic |
11.90%**** |
see
Credit Disclosure
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* Rates Subject to change
without notice
** The Annual Percentage Rate (APR)
that you receive will be based on your
credit scores.
*** Call Credit Union for quote
on shorter term ****2%
Discount for first "six" billing cycles
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