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Account Disclosure

"Investing in each other!"

Visa Credit Card Disclosure
ANNUAL PERCENTAGE RATE
(APR) FOR PURCHASES
VISA CLASSIC
11.9%
VISA PLATINUM
9.9%
OTHER APRS: CASH ADVANCE APR:
BALANCE TRANSFER APR:
13.9%
11.9%
11.9%
9.9%
GRACE PERIOD FOR PAYMENT
OF BALANCES FOR PURCHASE:

25 DAYS
25 DAYS
 
METHOD OF COMPUTING THE
BALANCE FOR PURCHASES:
AVERAGE DAILY BALANCE
(INCLUDING NEW PURCHASES)
ANNUAL FEE
NONE NONE
MINIMUM FINANCE CHARGE
NONE NONE
TRANSACTION FEE FOR PURCHASES
NONE NONE
TRANSACTION FEE FOR CASH
ADVANCES:
NONE NONE
BALANCE TRANSFER FEE
NONE NONE
LATE PAYMENT FEE:
$25.00 $25.00
OVER THE CREDIT LIMIT FEE:
$25.00 NONE
Other FEES and CHARGES
New or replacement card fee: $12.00
Documentation Fee: $12.00
Card Recovery Fee: $70.00
Returned Check Fee: $25.00
News and Announcements
  • 2011 Holiday Loans
  • Your Ability to Withdraw Funds
    Effective July 21, 2011 Regulation CC requires financial institutions to make available the first $200 of a deposit...
    read more
  • More News...

 


Rates & Credit Union Services
*Premium Checking ($2,500 Minimum) .25% - 0.50%
*Vehicle Loans 2.99%
*Mortgage Loans 4.00%
*Home Equity Loans Prime + .75%
*Certificates ($2,500 Minium) .50% - 2.00%

* Our best rates as of September 15, 2011


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