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Current Loan Rates

"Investing in each other!"
The rates listed below are to be reviewed as a guide only.

Call us today for your best rate!

Loan Type

APR*

Approximate Monthly Payment
(Per $1000 Borrowed)
New Auto, Truck, Van                
2010 - 2008 Models                              

Rates as low as**

36 Months, 100% Financing

3.99%

$29.53

48 Months, 100% Financing

3.99%

$22.58

60 Months, 100% Financing

3.99%

$18.42

72 Months, 100% Financing

4.75%

$16.00
Used Auto, Truck, Van 

  2007-2004  Models, 60 Months

4.25%

$18.54

  2003-2002  Models, 48 Months

5.00%

$23.04
New Boat, Motorcycle, RV, Trailer, ATV or Personal Watercraft

36 Months 6.50% $30.66
48 Months 6.75% $23.84
60 Months 6.75% $19.69
72 Months 7.50% $17.30
Used Boat, Motorcycle, RV, Trailer, ATV or Personal Watercraft

7.00%

$19.81
Mortgage Rates

Rate Index

Home Equity Line of Credit

Variable Rate - Quarterly

Prime + .75%

Prime +1.50%

Prime +2.75%

LTV < 80%

LTV 81-90%

LTV 91-97%

Fixed Rate
as low as

6.00%
6.25%
6.50%
6.75%

 

5 years
10 years
15 years
20 years

Signature
9.75%
Line Of Credit

10.25%

$3/ Month Per $100 Borrowed
Collateralized Loans
Maximum of 60 Months

10.25%

$21.38
Share Secured
Maximum of 60 Months***

2.99%

$17.97
Certificate Secured
Maximum of 60 Months***

3.49%

$18.19
Overdraft Protection

13.00%

Balance < $500 Monthly Payment=$20
Balance > $500 Monthly Payment =$40
Visa Platinum

     9.90%****

see Credit Disclosure.
Visa Classic

   11.90%****

see Credit Disclosure
News and Announcements
  • New Overdraft Rules:
    New Federal Reserve rules give debit card users additional options ...
    read more ...

  • 50th Anniversary:
    The SIUE Credit Union was started fifty years ago by professors and administrators to help colleagues ...
    read more ...

  • More News...

 


Rates & Credit Union Services
*Premium Checking ($2,500 Minimum) .55% - 1.20%
*Vehicle Loans 3.99%
*Mortgage Loans 4.00%
*Home Equity Loans Prime + .75%
*Certificates ($2,500 Minium) 1.00% - 2.00%

* Our best rates as of June 23, 2010.


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