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Savings Account Rates

"Investing in each other!"

Share Account Rates

 

Balance Required 

APR

APY

 S01 - Primary Savings

Tier 1

0 - 500

0.00% 0.00%

Tier 2

501 - 2500

0.25% 0.25%
Tier 3 2501 - 5000 0.50% 0.50%
Tier 4 5001 - 10,000 0.50% 0.50%

Tier 5

over 10,000

0.50%

0.50%

S02 - Other Savings

all balances

0.00% 0.00%
S03 - Cougar Cub Club
Tier 1 0 - 50 0.00% 0.00%
Tier 2 over 50 0.25% 0.25%
S25 - Christmas Club*

Tier 1

0 - 500

0.00% 0.00%
Tier 2 over 500 0.25% 0.25%
*Dividends declared and paid annually on November 1st.
S60, S62, S64 - Traditional IRA's, ROTH IRA's, & Coverdell Educational  Account Shares
Tier 1 0 - 250 0.00% 0.00%
Tier 2 250 - 5000 0.75% 0.75%

Tier 3

over 5000

1.00% 1.01%

S70 - Vacation Club

all balances 0.00% 0.00%

S74 - Premier Checking** (effective July 1, 2010)

Tier 1 0 - 2500 0.00% 0.00%
Tier 2 2501 - 10,000 0.55% 0.55%
Tier 3 10,001 - 25,000 0.71% 0.71%
Tier 4 25,001 - 50,000 1.00% 1.00%
Tier 5

50,001 - 100,000

1.06% 1.06%
Tier 6 over 100,000 1.20% 1.20%
**Dividends declared and paid monthly on the last day of each month
S75, S77, S78, S79, & S80- Primary & Student Checking

all balances

0.00% 0.00%
S99 - Club & Organizational Shares

all balances

0.00% 0.00%

Dividends Declared & Paid Quarterly.
Payment of dividends in excess of available earnings is prohibited.
These rates are effective June 30, 2010 and are subject to change without notice. 
                                                               
Next dividend posting September 30, 2010
. Dividends are declared quarterly by the Board of Directors. Federal Regulations require the following statement:    Payment of dividends in excess of available earnings is prohibited.
All rates subject to change without notice.

 

Certificate Rates

Effective June 23, 2010

 

Balance Required

APR

APY

Share Certificates

6 Month 

$2500 Minimum

1.00% 1.00%

12 Month 

$2500 Minimum

1.25% 1.26%
18 Month $2500 Minimum 1.45% 1.4680%
24 Month $2500 Minimum 1.75% 1.76

IRA Share Certificates

12 Month $2500 Minimum 1.50% 1.51%
18 Month $2500 Minimum 1.70% 1.71%
24 Month $2500 Minimum 2.00% 2.02%

All Share Certificate Rates subject to change without notice              Penalty for early withdrawal on all certificates

 

 

News and Announcements
  • New Overdraft Rules:
    New Federal Reserve rules give debit card users additional options ...
    read more ...

  • 50th Anniversary:
    The SIUE Credit Union was started fifty years ago by professors and administrators to help colleagues ...
    read more ...

  • More News...

 


Rates & Credit Union Services
*Premium Checking ($2,500 Minimum) .55% - 1.20%
*Vehicle Loans 3.99%
*Mortgage Loans 4.00%
*Home Equity Loans Prime + .75%
*Certificates ($2,500 Minium) 1.00% - 2.00%

* Our best rates as of June 23, 2010.


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