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Loan Rates Savings Rates Fee Schedule  
       

As a not-for-profit financial institution working to serve our members’ financial needs, SIUE Credit Union provides affordable loan rates and flexible terms. Consult the charts below for our current rates, and contact us to learn more about how we can help you reach your goals!

Auto Loan Rates
All rates given reflect Annual Percentage Rate*
Model Year Term Rate
2013 - 2014 New Up to 24 mo. As low as 1.99%
2013 - 2014 New 36 mo. As low as 1.99%
2013 - 2014 New 48 mo. As low as 1.99%
2013 - 2014 New 60 mo. As low as 2.49%
2013 - 2014 New 72 mo. As low as 3.49%
2013 - 2014 New >72 mo. As low as 3.99%
2009 - 2013 Used Up to 60 mo. As low as 2.49%
2009 - 2013 Used
(min $18,000)
72 mo. As low as 3.99%
2008 & Older Used Up to 48 mo. As low as 3.49%

*Rates quoted are lowest available rates. Actual rates are subject to membership eligibility and creditworthiness. Membership discounts may apply to result in a lower rate. Competitor rate match may also be available. Maximum discounts apply. Rates are subject to change without notice. Contact the credit union for current loan rates and loan details.

Recreational Loan Rates
(New & Used Boats, Motorcycles, ATVs, RVs, Camping Trailers or Personal Watercraft)
All rates given reflect Annual Percentage Rate*
Model Year Term Rate
New & Used Recreational Up to 36 mo. As low as 5.00%
New & Used Recreational 48 mo. As low as 5.00%
New & Used Recreational 60 mo. As low as 5.00%
New & Used Recreational 72 mo. As low as 5.00%

*Rates quoted are lowest available rates. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. Please contact the credit union for current loan rates and loan details.

Personal Loan Rates
All rates given reflect Annual Percentage Rate*
Type of Loan Term Rate
Signature Up to 60 mo. As low as 9.75%
Line of Credit Open As low as 10.25%
Shared Secured Up to 60 mo. 2.99%
Certificate Secured Up to 60 mo. 3.49%
Credit Builder 24 months 15.9% - 16.9%

*Rates quoted are lowest available rates. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. Please contact the credit union for current loan rates and loan details.

Visa® Credit Card Rates
All rates given reflect Annual Percentage Rate*
Card Type Rate
Visa Platinum 9.90%
Visa Classic 11.90%
Visa Classic Credit Builder 15.9% - 16.9%

*Rates quoted are lowest available rates. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. Please contact the credit union for current rates and details.

Home Equity Loans - Variable Rates
Loan-To-Value Rate
< 80% 4.00%
81-90% 4.75%
91-97% 6.00%

 

Home Equity Loans - Fixed Rate
Term Rate
Up to 60 mo. 6.00%
120 mo. 6.25%
180 mo. 6.75%

Please contact the credit union for complete guidelines, applicable charges and rates for home equity loans.