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Savings & Investment Rates (effective date 12/31/13)

When you’re looking for a secure option for basic savings or investment planning, look to the credit union. We’re here to help you find the plan that fits your needs, plus we can provide excellent returns on your investment. Consult the chart below for current rates.

Savings Rates
All rates given reflect Annual Percentage Yield*
Account Type Rate Requirements
Primary Savings 0.00% Balances from $0 up to $500
Primary Savings 0.15% Balances from $501 up to $2,500
Primary Savings 0.15% Balances from $2,501 to $5,000
Primary Savings 0.15% Balances $5,001 to $10,000
Primary Savings 0.20% Balances greater than $10,000
Club Accounts 0.00% No minimum balance required
Cougar Cub Club 0.15% Balances $50 and greater

*All rates are subject to change without notice. Contact the credit union for complete details.

Checking Rates
All rates given reflect Annual Percentage Yield*
Account Type Rate Requirements
Checking 0.00% None
Premier Checking 0.15% Balances from $2,501 up to $10,000
Premier Checking 0.20% Balances from $10,001 up to $25,000
Premier Checking 0.25% Balances from $25,001 up to $50,000
Premier Checking 0.35% Balances from $50,001 up to $100,000
Premier Checking 0.40% Balances $100,000 and greater

*All rates are subject to change without notice. Dividends declared and paid monthly on the last day of each month. Contact the credit union for complete details.

IRA & Coverdell Educational Savings Account Rates
All rates given reflect Annual Percentage Yield*
Account Type Balance Term Rate
Savings Balances from $0 to $250 N/A 0.00%
Savings Balances from $251 to $5,000 N/A 0.25%
Savings Balances greater than $5,000 N/A 0.25%
IRA Share Certificate $2,500 balance required 12 mo. 0.40%
IRA Share Certificate $2,500 balance required 18 mo. 0.50%
IRA Share Certificate $2,500 balance required 24 mo. 0.65%
IRA Share Certificate $2,500 balance required 36 mo. 0.95%
IRA Share Certificate $2,500 balance required 48 mo. 1.15%

*All share certificate rates subject to change without notice. A penalty will apply for early withdrawal on all certificates. Contact the credit union for complete details.

Certificate Rates
All rates given reflect Annual Percentage Yield*
Certificate Term Rate Requirements
6 mo. 0.20% $2,500 balance required
12 mo. 0.35% $2,500 balance required
18 mo. 0.50% $2,500 balance required
24 mo. 0.65% $2,500 balance required
36 mo. 0.95% $2,500 balance required
48 mo. 1.15% $2,500 balance required

*All share certificate rates subject to change without notice. A penalty will apply for early withdrawal on all certificates. Contact the credit union for complete details.

Your Funds Are Safe
Every dollar up to $250,000 you save at SIUE Credit Union is fully insured by the National Credit Union Administration, a government agency.