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Share Account Rates

 

Balance Required 

APR

APY

 S01 - Primary Savings

Tier 1

0 - 500

0.00% 0.00%

Tier 2

501 - 2500

0.50% 0.50%
Tier 3 2501 - 5000 1.00% 1.00%
Tier 4 5001 - 10,000 1.00% 1.00%

Tier 5

over 10,000

1.00%

1.00%

S02 - Other Savings

all balances

0.00% 0.00%
S03 - Cougar Cub Club
Tier 1 0 - 50 0.00% 0.00%
Tier 2 over 50 0.50% 0.50%
S25 - Christmas Club*

Tier 1

0 - 500

0.00% 0.00%
Tier 2 over 500 0.50% 0.50%
*Dividends declared and paid annually on November 1st.
S60, S62, S64 - Traditional IRA's, ROTH IRA's, & Coverdell Educational  Account Shares
Tier 1 0 - 250 0.00% 0.00%
Tier 2 250 - 5000 1.25% 1.27%

Tier 3

over 5000

1.50% 1.53%

S70 - Vacation Club

all balances 0.00% 0.00%

S74 - Premier Checking** (effective 09/01/08- 09/30/08)

Tier 1 0 - 2500 0.00% 0.00%
Tier 2 2501 - 10,000 0.51% 0.51%
Tier 3 10,001 - 25,000 1.08% 1.09%
Tier 4 25,001 - 50,000 2.22% 2.24%
Tier 5

50,001 - 100,000

2.37% 2.39%
Tier 6 over 100,000 2.94% 2.97%
**Dividends declared and paid monthly on the last day of each month
S75, S77, S78, S79, & S80- Primary & Student Checking

all balances

0.00% 0.00%
S99 - Club & Organizational Shares

all balances

0.00% 0.00%

Dividends Paid Quarterly.                                                                 Next dividend posting September 30, 2008. Dividends are declared quarterly by the Board of Directors. Federal Regulations require the following statement:    Payment of dividends in excess of available earnings is prohibited.
All rates subject to change without notice.

 


Certificate Rates

Effective September 1, 2008

 

Balance Required

APR

APY

Share Certificates

6 Month 

$2500 Minimum

2.43% 2.44%

12 Month 

$2500 Minimum

2.24% 2.26%
18 Month $2500 Minimum 2.08% 2.10%
24 Month $2500 Minimum 1.95% 1.97%

IRA Share Certificates

12 Month $2500 Minimum 3.24% 3.28%
18 Month $2500 Minimum 3.08% 3.12%
24 Month $2500 Minimum 2.95% 2.99%

All Share Certificate Rates subject to change without notice             Penalty for early withdrawal on all certificates

 


 

 

                                        

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